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    Some people seem to do it easily while it’s a lot harder for others.


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    Lenders will want to know you credit report and score to determine your ability to hold a loan.

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    If you are applying for a mortgage to buy a new home or you want to lease a new car, the lender who is providing you the loan will then pull your credit report in order to determine if you are eligible for a loan, also known as your creditworthiness.

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